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    Investor Relations

    Financial results IIIQ25

    Relevant information and financial results of BAC 

     

    2025 Results

    Consumption Reconfiguration: Key Decisions in a Low-Inflation Economy

    BAC Consumption Index (IC-BAC) is an indicator that monitors consumption in the region based on real-time

     

    June 2025

    Unlocking New Opportunities:

    BAC Guatemala strengthens leadership in Sustainable Finance with second BAC + Positivo Bond Issuance

     

    View news

    Information for shareholders | BAC Holding International Corp.
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    Corporate profile
    BAC International Bank
    Board of Directors
    Purpose and Values
    "Net Positive" Strategy

    BAC International Bank

    BAC International Bank Inc. (“BIB”) is a privately held Panamanian banking institution incorporated under the laws of the Republic of Panama. As a general license bank, it is under the supervision of the Superintendency of Banks of Panama (“SBP”) and as a bond issuer it is also regulated by the Superintendency of the Securities Market (“SMV”) and the Panama Stock Exchange (“Latinex”).

     

    The supervision applicable to BIB is carried out on a consolidated basis, as it owns a number of subsidiaries (direct and indirect) through which BAC provides a wide variety of financial services in Central America: Guatemala, Honduras, El Salvador, Nicaragua, Costa Rica and Panama.

     

    BAC is the leading financial group in Central America, with 5 million customers and a team of more than 20,000 employees in the region. The entity is committed to promoting economic, social and environmental prosperity in the countries where it operates, and is the first financial group in the region to adhere to the United Nations Principles of Responsible Banking.

     

    BAC strives to be a bank that offers triple-positive financial solutions. This means that with the same excellence and rigor with which it works to maximize economic value, it also works to maximize and share social and environmental value with all stakeholders.

    Board of Directors

    Ejecutivos BAC

    Purpose and Values

    At BAC we live and act based on a common purpose.

    We reimagine banking to generate prosperity in the communities we serve

    Our values:

     

    We Act with Integrity: Inspiring trust because we act ethically and transparently.

    We live Excellence: Standing out because we see beyond what is expected of us and love to serve with excellence.

    We work with Passion: Loving what we do because we know that our work has a positive impact on people and our planet.

    "Net Positive" Strategy

    BAC aims to be the first financial group in the world to establish as its business strategy to become a Net Positive Bank, meaning that it will generate more environmental and social value than the footprint it creates through its operations in the 6 countries of the Central American region.

    At BAC, we have defined that we no longer want to be a bank that offers traditional financial solutions, but we want to be a bank that offers financial solutions with triple positive value.

    For the institution, generating triple positive value means that with the same excellence and rigor with which we work to maximize economic value, we will also work to maximize and share social and environmental value with all our stakeholders.

    Corporate Presentations
    Corporate Presentations

    Corporate Presentations

    Información relevante y resultados financieros de BAC

     

    • III Quarter 2025 Results
    • II Quarter 2025 Results
    • I Quarter 2025 Results

    • 2024 Results
    Financial Results
    Financial Statements

    Financial Statements

    Select a year to see information:

     

    • Condensed Consolidated Interim Financial Statements (Unaudited) September, 2025
    • Financial Results Second Quarter 2025
    • Consolidated Financial Statements (Unaudited) March, 2025

    • Consolidated Financial Statements December,2024
    • Condensed Consolidated Interim Financial Statements September, 2024
    • Condensed Consolidated Interim Financial Statements June, 2024
    • Condensed Consolidated Interim Financial Statements March, 2024
       

    • Consolidated Financial Statements December, 2023
    • Condensed Consolidated Interim Financial Statements (Unaudited) Sept, 2023
    • Condensed Consolidated Interim Financial Statements (Unaudited) June, 2023
    • Condensed Consolidated Interim Financial Statements (Unaudited) March, 2023

    • Consolidated Financial Statements December, 2022
    • Condensed Consolidated Interim Financial Statements (Unaudited) Sept, 2022
    • Condensed Consolidated Interim Financial Statements (Unaudited) June, 2022
    • Condensed Consolidated Interim Financial Statements (Unaudited) March, 2022
    Newsletter
    Newsletter

    Newsletter

    Keep informed about the latest news

     

    BAC GUA BOND BAC Honduras and IBD Strengthen Trade Financing for SMEs Through Strategic Alliance IFC Grants USD 200 Million Loan to BAC Costa Rica to Boost Support for Women-Led MSMEs and Sustainable Projects

    Fiancial Statements

    BAC International Bank Inc. and Subsidiaries - Consolidated Financial Statements (Unaudited) - Sep 2025

    Año: 2025

    Ver informe Descargar

    BAC International Bank Inc. and Subsidiaries - Condensed Consolidated Interim Financial Statements (Unaudited) - Jun 2025

    Año: 2025

    Ver informe Descargar

    BAC International Bank Inc. and Subsidiaries - Consolidated Financial Statements (Unaudited) - Mar 2025

    Año: 2025

    Ver informe Descargar
    Sala de reuniones

    US$38.9

    billions in Assets as of September 2025

    US$28.1

    billions in Portfolio as of September 2025

    US$29.2

    billions in Deposits as of September 2025

    6

    million customers

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    Todos los derechos reservados. 2025© BAC International Bank, Inc.